Family Protection

How would you and your family cope financially if you were suddenly diagnosed with a critical illness? Would you be able to cover your mortgage and pay your bills? Critical illness protection aims to give you some affordable peace of mind. It is designed to pay out a lump sum if you are diagnosed with a specified critical illness.

What would happen to your family if you were to suffer from illness or accidential injury and were unable to work? How would they cope on a significantly reduced income? Unfortunately, one of the biggest threats to achieving your financial goals could be outside your control - the loss of your income. Income Protection is designed to pay you a regular income should you suffer from illness or accidental injury and are unable to work, resulting in a loss of earnings.

Have you ever considered what the financial impact of the death of your partner or a family member would have on you, or vice versa? Could either of you cope with the loss of an income? Could the payments on any joint debts still be met? Would children still be provided for? Live cover will help to ensure that you are financially protected by providing a lump sum payable on the death of the life assured.